HDFC Ergo Health Insurance Best Plan Policy
In the Phase of the Corona pandemic and Lockdown situation, we have realised that both our health and wealth need to be protected. Both will dimnish. The year 2020 is an example of how health problems can come any time and put a burden on our finances and family. One of the most beta precautions to be taken for both your health and wealth is to purchase a medical insurance policy that gives you extra coverage for hospitalization and treatment in case of Emergency.
The value and importance of health insurance has been made clear time and again, so it’s time to implement it immediately and get covered with the best health insurance plan in india which is crucial to meet rising medical costs and safeguard both your present and Future medical needs.
Health Insurance is a medical coverage that helps you meet your medical expenses by offering financial assistance. Due to the High cost of hospital expenses, it is important to have a health insurance plan in place. In the current pandemic situation. You can buy a health insurance plan for your family and avail the mention points Benefits and coverage.
A medical Insurance plan is extremely important since it provides full coverage against ever increasing healthcare expenses. To avail quality health care facilities, purchase a medical insurance policy that Benefits you the most and be prepared for unforeseen circumstances.
- Best Medical Inflation
- Avail Quality Helathcare facilities
- Get access to Specailsed treatment
- Save tax upto 75000
- Get preventive health Check up Coupons.
HDFC Ergo Optima Restore and Plan types
1. Indemnity Health Insurance Plan
This type of Health insurance plan pays for your actual medical expenses on both cashless as well as reimbursement basis upto the sum insured. This is the most basic health insurance plan that everyone must have. Hdfc Ergo Optima restore is one of the most recommended health insurance plans offered by HDFC ERGO.
- Sum assured from 5 lacs – 2 crore
- Multiple Discount Options save upto 50% on premium with our various discount options.
- Protect Benefit Zero Deduction on listed non medical expenses.
My Health Suraksha Plan
- No Room Rent Capping Choose your desired hospital room
- Preventive health Check up on every renewal
- Sum insured rebound magical backup that reinstate sum insured
Optima Restore Plan
- Sum Insured from 5-50 Lakhs
- Restore Benefit Get Instant addition of 100% basic sum insured to your cover on your very first claim.
- Multiplier Benefit Doubles your sum insured in two Consecutive claim free years.
2. HDFC Ergo Top Up Health Insurance Plan
A Top up Health Insurance Plan acts as an Enhancement to your Existing Health insurance. If you already have health insurance or a corporate health cover and wish to get a wider cover at a low premium then a top up plan works best.
Health Medisure Hdfc Ergo Top up Plan
- No Health Checkups upto Age 55
- Constant premium from age 61
- Pay less Get more
- Offers Pre Post Hospitalization expenses
- Works on aggregate deductible
- Covers day care procedures.
3. Fixed Benefit Health Insurance Plan
While indemnity based Health insurance and top up plans pay for medical bills on actual basis a lump sum benefit based Health Insurance plan pays you in one go or lump sum. it’s beneficial for meeting endless medical expenses.
Critical Illness Insurance Plan
- Upto 15 Critical Illness covered
- Lump sum payment in a single transaction
- 2 Plans available
- Option to buy for 1 and 2 years.
These are the Best Health Insurance Plans by HDFC Ergo Health Insurance